Earthquake Insurance:

Earthquake Insurance is a type of property insurance that pays for damage to your property in the event of an earthquake. Most homeowner’s insurance policies exclude earthquake damage and a separate policy must be purchased.

Most earthquake insurance policies are a high deductible (5%, 10%, 15% of the dwelling value) which makes earthquake insurance useful in the event your entire home is destroyed in the event of an earthquake. Premiums for earthquake insurance depends on your location and how your home is constructed.

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